Wealth Planning

We listen carefully to our clients. We view the wealth planning process as the development of a deeply personal relationship that paves the way to an informed, effective and fulfilling plan for the future.

We believe that quality wealth planning is as much about preserving your values and traditions as it is about traditional wealth management. This focus on your values and principles assures that your wealth, and your legacy, will be in your control.

The core of any Wealth Management Plan is unified financial and estate plan in which we help you determine your financial goals, assess your current financial situation, and then develop and implement an integrated plan that is customized to meet your goals.

Building Your Lifestyle & Legacy

We work with you to develop a comprehensive retirement plan that changes and evolves with your life goals. Furthermore, we will give you the ability to plan and provide for the education and care of loved ones, help the causes you care about, and bring simplicity, balance, focus, and peace of mind to your life while creating a lasting legacy.

How much will I need to put aside now to prepare for retirement?
When can I retire?
Can I afford the retirement lifestyle I desire?

Estate Planning – Preserving Your Values and Your Wealth

Estate planning is not an event; it is a lifelong process…

Protecting and preserving the assets you’ve built is an important part of estate planning. Taxes, inflation, and unanticipated expenses can diminish the value of your estate. To protect the value of your assets, we will help you with a comprehensive estate plan to insure a comfortable retirement, to provide for a child’s education and to prepare for unexpected expenses such as prolonged illness. Each estate plan is different, but the essentials of the planning process are the same. One of the biggest misconceptions is that estate planning is only for the wealthy. Nothing could be further from the truth. If you have assets such as a home, a car, bank accounts, insurance or other property, you need an estate plan. Your age, marital status, or wealth doesn’t matter when considering whether or not you need Estate Planning in Texas. Whether you are young, old, single, married or divorced, you must take care to ensure your well being throughout your life and that your loved ones are taken care of at your death. Estate Planning in Texas is one of the most important, yet often overlooked steps we take to protect our families both during our lifetimes and after our death.

We believe that estate planning is vital for everyone, whatever your income or net worth. Without a plan for the future, you could leave your loved ones with unexpected legal problems, burdensome estate settlement issues and potential family disputes. What’s more, your estate could become subject to needless income taxes, estate taxes and probate fees, leaving your heirs less than you anticipate.

Preventative planning is the most cost-effective way to protect your future. Most of us do not like to consider the possibility that we might become disabled or the inevitability of our deaths. By establishing, in advance, a protocol of both the management of assets and decision-making in the event of disability, incapacity or death, you can save your spouse and family considerable expense and complications at a difficult time.

Wills & Living Trust
IRA Protection Trust
IRA Wealth Transfer Trust
Wealth Replacement Trust
Charitable Remainder Trust (CRT)
Charitable Lead Trust (CLT)
Irrevocable Life Insurance Trust (ILIT)
Spousal Lifetime Access Trust (SLAT)
Qualified Personal Residence Trust (QPRT)
CRAT, CRUT & NIMCRUT
The Dynasty Trust
Q-TIP Trust
Offshore Trusts

While blended families are extremely commonplace today (over 50% of U.S. families), the financial implications (and risks) for you are your children increase exponentially! See “Blended Family Financial Planning”.

Unfortunately, over 70% of American adults do not have even the most basic form of estate planning – a will.

A ticking time bomb – Your IRAs and 401(k)!

Disclaimer: Information presented in this website does not constitute legal or investment advice. Anyone contemplating, actively pursuing or engaged in legal matters is strongly urged to seek competent legal counsel.